The possibility of losing your home to foreclosure can be terrifying. The reality that scam artists are preying on desperate homeowners is equally frightening. Many companies say they can get a change to your loan that will reduce your monthly mortgage payment or take other steps to save your home. Some claim that nearly all [...]
The possibility of losing your home because you can’t make the mortgage payments can be terrifying. Perhaps you’re having trouble making ends meet because you or a family member lost a job, or you’re having other financial problems. Or maybe you’re one of the many consumers who took out a mortgage that had a fixed [...]
The National Foundation for Credit Counseling provides many financial tools and services to help you when it comes to managing your money.
Life is a challenge. As the saying goes, just when you're about to make ends meet, someone moves the ends. While it can be a struggle to pay bills, make the rent payment and provide food and clothes for the family, we keep on doing our best. Ultimately, the life we want—a better place to [...]
Lynne Hornyak, PhD, would have become a financial adviser had she not chosen to become a psychologist first. But as it stands, she has combined her interest in finance with her training in psychology to carve out an unusual practice as a Washington, D.C.-based executive coach with a special focus on money issues. Since graduating [...]
Unfortunately, the instruction of Roman poet Virgil that “The greatest wealth is health” is often ignored during difficult financial times. Experts warn that the American mantra of longer hours and harder work to combat financial stress may be counterproductive… View the rest of this article on the PsychCentral website.
Are you a person who can act on tough questions? Questions like: What am I grateful for? What choices do I have? What actions can I take to improve my life? What are my primary strengths? How can I live a more balanced life? People who can act on these questions likely also describe themselves [...]
You may have a profession at which you excel and a nice house in a good neighborhood. But it may be time for some serious reevaluation if you still wonder when the fun starts or what you'll be when you grow up. Success doesn't necessarily lead to fulfillment. Unless you take time to formulate your [...]
Some people handle tough jobs without breaking a sweat. Others seem to give up before they even get going. What's the difference between a can-do and a won't-try person? "It's usually a matter of bravery," says Paul Hauck, PhD, an Illinois psychologist and an advisory member of the National Association of Cognitive-Behavioral Therapists. "Can-do people [...]
Some people's lives seem like a soap opera. But though endless crises and confrontations can be entertaining on TV, they make for frustrating, unsatisfying lives. If you'd rather have peace of mind than daily dramas, you need to take charge of the script. "Learn to act for yourself instead of just responding to what's happening [...]