Money is on the minds of most Americans. In fact, according to the American Psychological Association’s 2010 Stress in America survey, over three-quarters of Americans (76 percent) cite money as a significant cause of stress. And while the economy appears to be becoming healthier, personal financial problems still worry many Americans. But, like most of [...]
It’s probably not a surprise to read that money and the economy are top causes of stress for Americans, as shown in APA’s most recent Stress in America Survey. Whether it’s thinking about paying the mortgage, buying groceries or saving money a lot of brain power is devoted to making financial decisions. These financial decisions, [...]
The looming IRS tax deadline may be stressful for many Americans. Stress related to tax deadlines can increase reliance on the unhealthy behaviors, such as eating to alleviate stress, making poor diet choices, smoking, drinking and being inactive, that many people already use to cope with everyday stressors related to money, work, personal and family [...]
Store aisles are jammed, menorahs have been lit, and houses and Christmas trees are adorned with lights, which can only mean the holidays are officially in full swing. But with more than 15 million Americans currently unemployed, many people are finding it hard to make the season bright for themselves as well as their children. [...]
Finishing school, starting camp, and looking forward to family vacations all make summer exciting for children. However, because of unemployment or concerns about the economy, many families have postponed or canceled summer plans, disappointing children who were looking forward to the yearly family trip or other summertime activities. Yet, cutting back on family budgets does [...]
If you're the parent of a preteen, you've likely heard this line many times: "I have to have it because everyone else does." The "it" can be anything from designer jeans to a video game. Why do children want to be like everyone else? They're going through a transition from child to adult, says Vivian [...]
When you go shopping, take only cash. Don’t take a credit card. Buy only the things you really need. Before going shopping, make a list of your needs and stick to it. Save up the money to buy what you need. Do not take out a loan or use a credit card… View the rest [...]
"The gimmes" are all around us during the holiday season. It can be hard for kids—and parents—to look beyond all of the product-driven hoopla and remember what the holidays are really about. It's not the gifts but what's behind them that's important—the spirit of giving. Help your kids learn the fun of giving, and how [...]
What causes the most stress during the holiday season? Money issues were the top vote getters for holiday stress, according to a recent poll by the American Psychological Association (APA). The Survey found that 61 percent of Americans listed lack of money as the top cause of holiday stress followed by the pressures of gift [...]
The Fair Credit Reporting Act (FCRA) requires each of the nationwide credit reporting companies—Equifax, Experian, and TransUnion—to provide you with a free copy of your credit report, at your request, once every 12 months. The FCRA promotes the accuracy and privacy of information in the files of the nation’s credit reporting companies. The Federal Trade [...]